{"id":13012,"date":"2025-10-30T16:29:50","date_gmt":"2025-10-30T16:29:50","guid":{"rendered":"https:\/\/kngadvisors.com\/?page_id=13012"},"modified":"2026-03-01T20:24:13","modified_gmt":"2026-03-01T20:24:13","slug":"propifi-bonds-plc","status":"publish","type":"page","link":"https:\/\/kngadvisors.com\/en\/propifi-bonds-plc\/","title":{"rendered":"Propifi Bonds PLC"},"content":{"rendered":"
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Protect and grow your capital with fixed-income investments backed by real estate in the United Kingdom.<\/b><\/h2><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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From $100,000 USD, GBP, EUR <\/h2>

10.1%pa<\/span><\/h3>

Until June 30, 2026<\/span><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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From $100,000 USD, GBP, EUR \n<\/h2>

9.1%pa<\/span><\/h3>

Until June 30, 2027<\/span><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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From $100,000 USD, GBP, EUR \n<\/h2>

8.1%pa<\/span><\/h3>

Until January 2030<\/span><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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<\/h2>

Senior Secured and Asset Backed via Security Trustee.<\/strong><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Propifi Bonds PLC is part of Propifi Holdings, which issues bonds for the purpose of raising funds to provide bridging loans for the purchase and development of real estate in the UK.<\/h2>
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They offer bridge loans to UK development companies. The same properties, land, and developments back the loans with a loan-to-value ratio of up to 70%. The bond has a first lien on assets under English law.<\/span><\/p>

Propifi\u2019s senior management team has many years of experience in real estate development and financing. Propifi, chaired by Euan McAlpine, also manages the projects, maximizing the success of each and security for the bond.<\/span><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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<\/h2>

Who We Are<\/b><\/p>

Propifi Bonds Plc and Propifi Investments Ltd are subsidiaries of Propifi Capital Ltd, focused on closing the funding gap in the UK Social Housing sector.<\/span><\/p>

What We Do:<\/b><\/p>

We issue strategic bonds and provide bridging loans, enabling developers to access capital while offering investors high-yield, socially responsible opportunities.<\/span><\/p>

Our Strengths:<\/b><\/p>

  1. Rigorous due diligence and credit assessments.<\/span><\/li>
  2. Founded by Euan McAlpine (of the McAlpine family).<\/li>
  3. Over 150 years of combined team experience.<\/li>
  4. Multi-million-pound loan portfolio.<\/li><\/ol>

    Milestone:<\/b><\/p>

    Launched a \u00a35 Billion Senior Secured Bond Programme in 2020, with Investment Grade bonds listed on the Boerse Frankfurt Stock Exchange.<\/span><\/p>

    Headquarters:<\/b> Coventry, UK<\/span><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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    A Dynamic Short-Term Financing Solution.<\/h2>
    <\/div>
    • Market Growth:<\/strong> UK bridging loan market valued at \u00a310.9 billion (end of 2024).<\/span><\/li>
    • Context:<\/strong> Traditional property financing is tightening due to a nationwide credit squeeze and bank withdrawals.<\/span><\/li>
    • Solution:<\/strong> Bridging loans offer fast, flexible funding for property projects\u2014ideal for renovations, refurbishments, and developments.<\/span><\/li><\/ul><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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      Bond:\n<\/span>

      Propifi Bonds Plc<\/span><\/h3><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Annual Coupon:\n<\/span>

      10.1% (Until June 30, 2026)
      9.1% (Until June 30, 2027)
      8.1% (Until January 2030)<\/span><\/h3><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Payment Frequency:<\/span>

      Quarterly<\/span><\/h3><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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      Minimum investment:\n<\/span>

      100,000.00<\/span><\/h3><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Term \/ Maturity:\n<\/span>

      Oct 01, 2030<\/span><\/h3><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Currency:\n\n<\/span>

      USD, GBP, EUR<\/span><\/h3><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t
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      The UK bridging loan market continues to thrive, with remarkable growth ahead.\n<\/h2>
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      According to the 2024 Mintel UK Bridging Loans Report, the market reached \u00a310.9 billion by the end of 2024, with 25% growth projected over the next five years.<\/span><\/p>

      Propifi offers financing up to 70% Loan-to-Value (LTV). However, since all fees and interest charges are deducted upfront, the effective or \u201clook-through\u201d LTV is approximately 54%.<\/span><\/p>

      This lending initiative aligns with the UK Government\u2019s commitment to deliver 500,000 new affordable homes. The Gross Development Value (GDV) of projects funded through Propifi is projected to exceed \u00a3500 million by the end of 2025.<\/span><\/p><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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      How to get started?<\/b><\/h2>
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      <\/h2>

      At KNG we offer you personalized advice to show you how these funds integrate with your financial objectives. We evaluate your risk profile, your investment horizon and build with you a proposal adapted to your reality.<\/p><\/div><\/div><\/div><\/div><\/div>\n <\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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